AVOIDING INDENTITY THEFT :ND FRAUD : Maryland's Charles Jerome Ware, LLC

www.charlesjeromeware.com            "Here to make Difference."

See: Chapter Five:  Avoiding Identity Theft And Identity Fraud, pages 60 - 72; LEGAL CONSUMER TIPS AND SECRETS : Avoiding Debtors' Prison in the United States, by Charles
          Jerome Ware, Former Special Counsel to the Chairman to the Chairman of the
          United States Federal Trade Commission.