4 Steps to prepare for a test:
1. Review the most difficult material immediately before bedtime. Going to sleep right afterwards consolidates the information in your memory.
2. No distractions when studying. Turn off all music, text messages, televisions and email. Distractions make you less likely to remember material you were studying at the time.
3. Repetition --- Repetition --- Repetition. Test yourself repeatedly. Students remember more when they force themselves to retrieve concepts than when they simply re-read the textbook or their notes.
4. "Eat oatmeal for breakfast". In other words, a balanced, slow-digesting diet provides a sustained flow of glucose to the brain.
[Excerpts from: The Wall Street Journal, Wednesday, October 26, 2011, page D1]
Friday, October 28, 2011
Thursday, October 6, 2011
"In Memoriam: STEVEN PAUL JOBS, 1955-2011"
Chairman and co-founder of Apple, Inc. who pioneered the personal-computer industry and changed the way consumers think about technology.
Mr. Jobs died on Wednesday, October 5th, 2011, at age 56, of complications from pancreatic cancer.
Steve Jobs was an amazing visionary and creative genius.
Mr. Jobs died on Wednesday, October 5th, 2011, at age 56, of complications from pancreatic cancer.
Steve Jobs was an amazing visionary and creative genius.
Wednesday, October 5, 2011
CLIENT UPDATE FOR RENTERS: Screen Your Landlord!
For renters, your landlord checks your background before renting space to you. You should do the same to your landlord:
1. Do not be afraid to ask questions of your landlord. A friendly and courteous conversation can get a lot of valuable information out of your landlord. Also, go on-line and check.
2. Check property records to see the ownership record of the property. Make sure your landlord has the authority to be your landlord. Check on-line.
3. Find out how long the previous tenants were there; and, if possible, why.
4. Talk to the neighbors. Neighbors are very good sources of information.
5. Drive by and look at the landlord's other properties. Patterns usually emerge.
[Read, "UNDERSTANDING THE LAW: A Primer", by Attorney Charles Jerome Ware (iUniverse, 2008)]
1. Do not be afraid to ask questions of your landlord. A friendly and courteous conversation can get a lot of valuable information out of your landlord. Also, go on-line and check.
2. Check property records to see the ownership record of the property. Make sure your landlord has the authority to be your landlord. Check on-line.
3. Find out how long the previous tenants were there; and, if possible, why.
4. Talk to the neighbors. Neighbors are very good sources of information.
5. Drive by and look at the landlord's other properties. Patterns usually emerge.
[Read, "UNDERSTANDING THE LAW: A Primer", by Attorney Charles Jerome Ware (iUniverse, 2008)]
Tuesday, October 4, 2011
BANKING UPDATE: Caveat Emptor ("Let the bank customer beware!")
I went into my bank this morning to make a modest deposit into one of my two checking accounts.
After my simple deposit transaction, two tellers were all over me to open another checking account!
"We'll give a $100 back if you open a new checking account," they repeated.
The reason for this aggressive marketing by the banks is the need to raise additional fees from their services.
An additional checking account means, over time, substantial additional fees to be paid by the customer to the bank: including, service fees and costs, overdraft fees, etc.
[See the new best-selling book, "LEGAL CONSUMER TIPS AND SECRETS", by Charles Jerome Ware, former Special Counsel to the Chairman of the U.S. Federal Trade Commission; iUniverse Publishers, 2011].
After my simple deposit transaction, two tellers were all over me to open another checking account!
"We'll give a $100 back if you open a new checking account," they repeated.
The reason for this aggressive marketing by the banks is the need to raise additional fees from their services.
An additional checking account means, over time, substantial additional fees to be paid by the customer to the bank: including, service fees and costs, overdraft fees, etc.
[See the new best-selling book, "LEGAL CONSUMER TIPS AND SECRETS", by Charles Jerome Ware, former Special Counsel to the Chairman of the U.S. Federal Trade Commission; iUniverse Publishers, 2011].
Monday, October 3, 2011
"DECEMBER 21, 2012"
The popular "2012 phenomenon" comprises as variety of eschatological beliefs that cataclysmic or transformative events will occur on December 21, 2012.
This date of December 21, 2012 is considered by many to be the end-date of a 5,125-year-long cycle which results in the end of the world or a similar catastrophe.
Readers and followers of these blogs and twitters (tweets) are encouraged to be wary and aware of proliferating scammers and schemers seeking to take advantage financially of this "2012 phenomenon".
See the best-selling new book, "Legal Consumer Tips and Secrets", by Charles Jerome Ware, former Special Counsel to the Chairman of the United States Federal Trade Commission (iUniverse Publishers, 2011).
This date of December 21, 2012 is considered by many to be the end-date of a 5,125-year-long cycle which results in the end of the world or a similar catastrophe.
Readers and followers of these blogs and twitters (tweets) are encouraged to be wary and aware of proliferating scammers and schemers seeking to take advantage financially of this "2012 phenomenon".
See the best-selling new book, "Legal Consumer Tips and Secrets", by Charles Jerome Ware, former Special Counsel to the Chairman of the United States Federal Trade Commission (iUniverse Publishers, 2011).
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