Monday, January 7, 2013

FANNIE MAE SPANKS BANK OF AMERICA (BOA) OVER SOUR MORTGAGES

Attorney Charles Jerome Ware is renowned and consistently ranked among the best attorneys and legal counsellors in the United States. [GQ Magazine, The Washington Post, The Baltimore Sun, The Columbia Flier, USA TODAY, The Howard County Sun, The Anniston Star, The New York Times, et al.]
www.CharlesJeromeWare.com

Bank of America (BOA) has agreed to pay $10.3 billion to Fannie Mae, the government mortgage agency, to settle claims resulting from mortgage-backed investments that soured during the housing crash.

Under the agreement announced today (Monday, January 7th, 2013), BOA will pay $3.6 billion in cash to Fannie Mae and will buy back $6.75 billion in loans that the bank and its Countrywide Financial unit sold to the agency from January 1, 200 through December 31, 2008. That includes about 30,000 loans.

Fannie Mae and its sibling, Freddie Mac, have been pushing banks to buy back loans they sold to the two companies that never should have been sold to them because the loans did not meet the companies' criteria for purchasing.

Bank of America said most of the settlement would be covered by reserves, and another $2.5 billion, before taxes, that it set aside in the fourth quarter.

A separate settlement over foreclosure delays will result in Bank of America paying $1.3 billion to Fannie Mae, the mortgage company said. Bank of America had already set aside money to cover most of that, but took another $260 million charge in the fourth quarter to cover the balance.

Bank of America also sold the rights to collect payments on about $306 billion of loans to Nationstar Mortgage Holdings and Walter Investment Management Corp. Nationstar is paying $1.3 billion for the right to service some $215 billion of loans, while Walter Investment is paying $519 million for the right to service about $93 billion of mortgages.
[money.msn.com/business-news/01/07/2013/ "Bank of America to Settle with Fannie Mae, Sell Mortgage Assets"; dealbook.nytimes.com/01-07-2013/ "Banks Reach Settlements on Mortgages"; www.washingtonpost.com/business/ "Bank of America Settles Claims Over Soured Mortgages With Fannie Mae For $10.3 Billion"]

BLACK CAPITOL POLICE CLASS ACTION: Attorney Charles Jerome Ware

Sharon Blackman-Malloy, et al. v. United States Capitol Police Board, U.S. District Court for the District of Washington, D.C., Civil Docket # 1:01-CV-02221-EGS-JMF.

Date filed: October 29, 2001

Jury Demand: Plaintiffs

Nature of Lawsuit: Class Action; 442 Civil Rights

Lead Attorney for Plaintiffs: Charles Jerome Ware
                                               www.CharlesJeromeWare.com

Damages Demand: $100,000,000.00

Assigned Judge: Emmet G. Sullivan

Assigned Magistrate: John M. Facciola

Defendant: U.S. Government

Attorney Charles Jerome Ware is renowned and consistently ranked among the best attorneys and legal counsellors in the United States. [GQ Magazine, The Washington Post, The Baltimore Sun, The Columbia Flier, USA TODAY, The Howard County Sun, The Anniston Star, The New York Times, et al.]

THE MARYLAND INJURY WAREHOUSE, www.CharlesJeromeWare.com, "ATT", SFSPA

"ATT": Aggressive, Tenacious, Thoughtful legal representation.

The national wrongful death and personal injury law firm of Charles Jerome Ware, P.A., Attorneys and Counsellors, is regarded as a leader in injury and wrongful death litigation in the mid-Atlantic region --- including Maryland, Washington, D.C., Pennsylvania, Delaware, New Jersey and Virginia.

Our trial attorneys and affiliates are ready and willing to take your important cases to trial, if necessary.

Attorney Charles Jerome Ware is renowned and consistently ranked among the best attorneys and legal counsellors in the United States. [GQ Magazine, The Washington Post, The Baltimore Sun, The Columbia Flier, USA TODAY, The Howard County Sun, The Anniston Star, The New York Times, et al.]

Maryland Statistics

Serious or severe injuries can have life-long and life-altering ramifications for victims.

In 2009, there were 512,925 injury-related hospital Emergency Department (ED) visits by injured persons, 60,451 injury-related hospital discharges, and 3,474 injury-related deaths in Maryland. These cases incurred injury-related deaths in Maryland. These cases incurred over $227 million in ED charges and $85 million in hospitalization charges. There were 9,000 injury-related ED visits per 100,000 Maryland resident in the year 2009.

There were 1,060.6 injury-related hospital discharges per 100,000 Maryland residents, and the state's injury-relate death rate was 61 per 100,000, in 2009.

Statistically, men in Maryland were more likely than women to suffer a fatal injury in 2009.

Overall, the leading causes of injury-related ED visits in Maryland in 2009 were: (1) falls, (2) being struck by a person or object, and (3) motor vehicle traffic incidents.

Generally, the leading causes of injury-related hospitalization were: (1)falls, (2) poisoning, and (3) motor vehicle traffic accidents.

Finally, the leading causes of injury-related deaths in Maryland in 2009 were: (1) poisoning, (2) motor vehicle related incidents, and (3) firearms.

["Injuries in Maryland - 2009 Statistics on Injury-Related Emergency Department Visits, Hospitalizations and Deaths," October 2011, Center for Health Promotion and Education, Family Health Administration, Maryland Department of Health and Mental Hygience (MDHMH); www.nlm.nih.gov/medlineplus/Injuries]

CULTS, HAZING, TAZERS AND TUBING: WRONGFUL DEATH NEWS from "THE WRONGFUL DEATH WAREHOUSE", SFSPA

Columbia, Howard County, Maryland; 01-05-2013.

This blog is presented by the national law firm of Charles Jerome Ware, P.A., Attorneys and Counsellors: "Still working.  Still committed.  Still here to make a difference."

www.CharlesJeromeWare.com

Attorney Charles Jerome Ware is renowned and consistently ranked among the best attorneys and legal counsellors in the United States. [GQ Magazine, The Washington Post, The Baltimore Sun, The Columbia Flier, USA TODAY, The Howard County Sun, The Anniston Star, The New York Times, et al.]

Wrongful Death News, January 5th, 2013: "CULTS, HAZING, TAZERS AND TUBING"

(1)  Champion, et al. v. Florida A&M University, et al.  $300,000 offered for settlement by University.

The parents of Robert Champion from Decatur have been offered $300,000 by Florida A&M University to settle a wrongful death lawsuit related to the hazing of their son. The incident occurred in November of 2011 when students allegedly beat Mr. Champion during a hazing incident meant to initiate him into a marching band. The Champions claim that the dean of the school was specifically asked to stop the hazing incidents but did not comply with requests and that this resulted directly in the death of their son.

(2)  Missouri Jury Awards $108.6 Million In Wrongful Death Case Against "Cult", Et Al.

A Jackson County, Missouri jury has decided that a former Missouri police officer, Caleb Horner, his brother, John Horner, their "cult" followers, as well as Amber Horner Leather, who acted as the midwife, are responsible for the wrongful death of Caleb Horner's wife, Misty.

The jury, on Dec. 21, 2012, returned a unanimous $108.6 million verdict to the parents of Misty Horner. The parents filed a wrongful death lawsuit against their former son-in-law, Caleb Horner, his brother, John Horner and his followers alleging that they brainwashed Misty and caused her to suffer a cruel and painful death following a botched home-birth.

John Horner, the leader of the religious cult, claims to be an apostle of his self-created church which promotes prayer to heal the sick and shuns all modern medicine. Misty’s parents were able to show that their daughter was sucked into the "Horner Cult", which taught that women should be submissive to their husbands and that medical intervention is a sin against God.

“Horner and his followers convinced Misty to have an at-home birth,” said an attorney who represented Misty’s parents, Gail and Darrel Mansfield. “This prevented her from getting any prenatal care including vitamins or sonograms, even upon learning the baby was breech.”
Misty’s baby died of asphyxiation during a gruesome four-day labor and delivery which culminated with her “husband” (they never had a marriage license) performing an episiotomy on her with a pair of unsterilized household scissors.

Over the course of the next 31 days, Caleb Horner and his followers kept family, friends, medical and police personnel away from Misty as the cuts to her vagina became infected. The infection and sepsis spread throughout Misty’s body as Horner and his followers performed faith healing and prayer rituals.

Misty tried to seek medical attention on numerous occasions but the Horner Cult members continuously prevented any such intervention.

A doctor testified at trial that the deaths of Misty and her child were unnecessary and preventable.

The jury found Caleb Horner to be 45% at fault. His brother, John Horner, was found 35% at fault. And their sister, Amber Horner Leathers, was found 20% at fault. The jury found that Misty had no fault for her own death.  A 4th person named as a defendant settled out of court.

The Lee’s Summit, Missouri Police Department also fired Horner for failing to call for emergency help.

“Before Misty died, her parents begged Caleb to call for help,” attorney Danny Thomas said. “He refused. They warned him that if she died they would hold him accountable. He smiled at them and said ‘I’ve researched it. You can’t touch me.’

Horner and his co-defendants claimed that the infection was not their fault and that Misty died because she adhered to her sincerely-held religious beliefs.

Witnesses say that at one point, Misty Horner put her clothes on to go to the hospital, but was convinced that she just needed to believe in God’s healing power.

Misty Horner’s best friend, Tina Moore, testified that their religion required Misty Horner to be submissive to her husband at all times. In December 2006, Misty went into labor. According to Moore, Caleb Horner hired two midwives who were unqualified to deliver a baby, as Moore said they asked her to look up information in guide books.

During her testimony, Moore said Caleb Horner blamed the baby’s death on his wife’s family, calling it “generational sin” and that it was God’s way of punishing them.

“It’s bittersweet,” said Moore after the verdict was announced on Friday. “I’m happy they will be accountable on some level. We’ll never see the full justice because they deserve to be in jail, but it feels good they lost something.”

The Jackson County Prosecutor’s Office declined to press charges in the case, saying that they weren’t convinced that Misty Horner had actually wanted to seek medical treatment. But her parents insist that was because their daughter was brainwashed.

Caleb Horner is a former Lee’ Summit Police Officer who was fired in June of 2008. He has sued the city, claiming that his firing was because of his religious beliefs, while the city said it was because he failed to notify authorities at the first sign of Misty Horner’s death.

Witnesses testified that church members prayed over Misty Horner’s body for hours because they believed that prayer can raise the dead.

(3)  Gawrysiak Wrongful Death Cases Settled in Wisconsin for $300,000.

A wrongful death lawsuit regarding a tubing death in Wisconsin on Lake Holcombe has now been settled for $300,000.

Lucas Gawrysiak, 29, died after slamming into a bridge pillar on an inner tube pulled by a boat in June of 2011. Chippewa County court records show Gawrysiak's 4-year-old daughter will receive $175,000.

(4)  Taser Victim Wrongful Death Lawsuit in Utah Settles.

A settlement has been reached in a wrongful death lawsuit filed by the family of Brian Cardall who died in 2009 after a Hurricane City police officer shocked him with a taser.

According to documents filed in U.S. District Court in Salt Lake City, the parties entered into a “mutual general settlement agreement and release of all claims” in the suit over the death of Cardall, a Utah native who was at the time a graduate student at Northern Arizona University. Terms of the settlement were not disclosed.

The statement said, “The ultimate outcome in this case would have required a jury to consider many facts, a number of which are in dispute.”

The family contends police used excessive force on the 32-year-old Cardall, who was running naked along a highway just outside hurricane in June 2009.  Cardall, who suffered from bipolar disorder, and his wife had pulled their vehicle to the side of the road so he could take his medication upon the onset of an apparent bipolar episode.

Police from hurricane arrived and twice tasered the incoherent and uncooperative Cardall. He suffered cardiac arrest at the scene.

[www.jdsupra.com/legalnews/ "Suing For Wrongful Death Or Injury Following A College Hazing"/ 12-28-2012; 13-weau.com/January 2, 2013/ "Wrongful Death Lawsuit Settled for $300,000/www.weau.com; www.upr.org/post/01-03-2013/ "Wrongful Death Lawsuit Ends in Settlement"; Fox4kc.com/12-27-2012/ "Parents of Misty Horner Grated $108 Million In Wrongful Death Lawsuit"; eldoradospringsmo.com/01-03-2013/ "Jackson County (Missouri) Jury Awards Millions In Cult Case"]

CHARLES WARE: BALTIMORE, MARYLAND LEAD PAINT DEFENSE (MLPD) --- A Primer for Baltimore, "SFSPA"

Attorney Charles Jerome Ware is renowned and consistently ranked among the best attorneys and legal counsellors in the United States. [GQ Magazine, The Washington Post, The Baltimore Sun, The Columbia Flier, USA TODAY, The Howard County Sun, The Anniston Star, The New York Times, et al.]

Childhood Lead-Paint Poisoning (CLPP) cases are an epidemic in the Baltimore City metropolitan area. In fact, so many of these lead paint cases are filed by plaintiffs' attorneys in Baltimore City, particularly, every year that a special "lead paint case" docket exists within the Circuit Court for Baltimore City.

Further, to compound the problems for the defense in these cases, numerous judges as well as commentators suggest that in certain circumstances lead paint poisoning cases are "indefensible".

To be sure, especially in Baltimore City, a lead paint case defendant must retain a good lead paint defense attorney for legal representation in these cases.

Lead poisoning claims can, however, be defended on a number of grounds, including challenging the CDC's assertion that a low blood-lead level (10 to 25 micrograms per deciliter) can result in decreased IQ, learning disabilities, and psychological, neurological, and behavioral injuries.

From the insurer's perspective, the best defense to lead poisoning claims begins with educating and monitoring their insureds.

It is essential that property owners take an active role in preventing lead poisoning claims, rather than simply reacting to complaints of lead paint violations.

TRENDS

There are some trends in the arena of lead paint poisoning in Baltimore (as well as nationwide) that should be of enormous concern to property owners:

  1. The Centers for Disease Control (CDC) has repeatedly lowered acceptable blood-lead levels to the point where hundreds of thousands, if not millions, of children are now legally classified as "lead poisoned." Many of those newly classified children will go on to become plaintiffs in lead-based paint poisoning lawsuits.
  2. Various state health departments have consistently lowered the amount of lead permissible in residential paint to the extent that millions of apartment units nationwide may suddenly be in violation of local ordinances and regulations.
  3. Multimillion-dollar verdicts and six-figure settlements are increasingly common in lead-based paint poisoning civil lawsuits. Juries in Baltimore and across the country seem receptive to arguments that children have suffered irreversible neurological impairment as a result of their alleged ingestion of lead paint chips and dust. This alleged impairment - depicted as manifesting itself in loss on intellectual capacity with resultant medical care, loss of earnings, and pain and suffering - if often the basis for exorbitant jury awards rendered against property owners.
Property owners, insurers and property managers are encouraged to contact us directly for further information concerning Baltimore, Maryland lead paint defense at:

www.CharlesJeromeWare.com

Renowned and respected for his extensive trial experiences and legal counselling of thousands of individual and organizational clients, Attorney Charles Ware is also noted for being a prolific author of several best-selling books, numerous information blogs, and hundreds of articles.

Ware is a widely acclaimed expert legal commentator who, for eight years in the 1990s hosted the extremely popular legal advice radio program "The Lawyer's Mailbox": the Number One (#1) legal advice radio program in the Mid-Atlantic States, on WEAA-88.9 FM, Morgan State University Radio in Baltimore, Maryland.

Among attorney and author Charles Jerome Ware's best-selling books are:

(1) The Secret Science of Winning Lotteries, Sweepstakes and Contests;
http://amzn.com/1432793888

(2) Understanding the Law: A Primer;
http://amzn.com/1440111456

(3) The Immigration Paradox: 15 Tips for Winning Immigration Cases;
http://amzn.com/1440171920

(4) Legal Consumer Tips and Secrets: Avoiding Debtors' Prison in the United States; and
http://amzn.com/1462051847

(5) Quince (15) Consejos Para Ganar Casos Del Inmigracion.
http://amzn.com/1462068952

Ware's blogs and twitter include, inter alia:

CHARLES JEROME WARE, P.A., "SFSPA":

Sympathetic, Fair, Sensitive, People-oriented, Aggressive (SFSPA) Legal Representation in Wrongful Death, Medical Negligence and other cases involving Serious Injury.

In 1988, Charles Jerome Ware, P.A., Attorneys and Counsellors, was founded as a national law firm with the major goal of providing quality legal representation to victims of injustice, medical malpractice, wrongful death and negligence.

Since that time, the firm has proudly earned the reputation and track record for providing quality legal representation, as promised.

Attorney Charles Jerome Ware is renowned and consistently ranked among the best attorneys and legal counsellors in the United States. [GQ Magazine, The Washington Post, The Baltimore Sun, The Columbia Flier, USA TODAY, The Howard County Sun, The Anniston Star, The New York Times, et al.]

For more information, contact us via the information on our website: www.CharlesJeromeWare.com.

We also invite you to follow us on our blogs and on twitter at:



WRONGFUL DEATH: www.CharlesJeromeWare.com, "SFSPA"

Sympathetic, Fair, Sensitive, People-oriented, Aggressive (SFSPA) Legal Representation in Wrongful Death, Medical Negligence and other cases involving Serious Injury.

In 1988, Charles Jerome Ware, P.A., Attorneys and Counsellors, was founded as a national law firm with the major goal of providing quality legal representation to victims of injustice, medical malpractice, wrongful death and negligence.

Since that time, the firm has proudly earned the reputation and track record for providing quality legal representation, as promised.

Attorney Charles Jerome Ware is renowned and consistently ranked among the best attorneys and legal counsellors in the United States. [GQ Magazine, The Washington Post, The Baltimore Sun, The Columbia Flier, USA TODAY, The Howard County Sun, The Anniston Star, The New York Times, et al.]

For more information, contact us via the information on our website: www.CharlesJeromeWare.com.

We also invite you to follow us on our blogs and on twitter at: