"PIP," HO. CO. PERSONAL INJURY PROFESSIONALS: MARYLAND "BEST 10" LAWYER

www.CharlesJeromeWare.com.  "Here to make a difference."  We can help you.  Guaranteed.

Charles Jerome Ware, Attorneys & Counselors, LLC, is a premier Maryland-based national car/motor vehicle accident and personal injury law firm which, since 1988, has successfully represented thousands of criminal/traffic defendants as well as civil car accident victims.  For an initial courtesy consultation, call the firm at (410) 730-5016 or (410) 720-6129, or email us at charlesjeromeware@msn.com.

Attorney Charles Ware has received numerous awards, accolades and recognitions for his accomplishments and successful representations on behalf of his many satisfied civil, criminal and traffic clients over many years --- including, among others, "U.S. Super Lawyer" as well as "Maryland's 10 BEST DUI and DWI Attorneys."

If you are a victim of a car accident in Maryland or are charged with serious driving offenses such as drunk driving (DUI or DWI), call Attorney Charles Ware and his colleagues immediately.  We can help you.  Guaranteed.

MARYLAND MOTOR VEHICLE (CAR) ACCIDENT LAW

 

Maryland Motor Vehicle (Car) Accident Law is grounded on a "fault" system: meaning the driver who was at fault and caused the accident must pay or be responsible for paying the damages caused to others in the accident (the other driver, passengers, pedestrians, etc.).  Thus the two key components of a Maryland vehicle accident are "fault" (liability) and "damages" (harm).  It must be noted, however, that Maryland is one of only about four states that has a defense rule called "contributory negligence."  If "contributory negligence" exists in your motor vehicle accident, your claim is defeated for all intents and purposes.  For example, even if you are harmed and only responsible for 1% fault in the accident and the other driver is 99% at fault, under Maryland motor vehicle (car or truck) law you are not entitled to recover from the other driver for your harm.

 

PERSONAL INJURY PROTECTION (PIP)

 



Even though Maryland vehicle (car or truck) accident law is based on fault, Personal Injury Protection (PIP) is an exception. PIP is a no-fault claim. That means that, after an accident, you can make a PIP claim under your PIP coverage without proving who caused the accident. You simply have to prove that an accident occurred and that, as a result, you suffered damages that are covered by PIP.

PIP covers your medical bills and (85% of) your lost income, up to the policy limit. The policy limit must be at least $2,500, and some insurance companies will sell you up to $10,000 of PIP coverage.